It only takes 2 minutes to apply and you'll get an answer straight away. Applying for a loan has never been easier.
Available for many treatments and for up to £30,000. Credit decisions will be subject to your individual circumstances. You must be over 18 and earn an income to apply.
Receive a finance link
After your consultation the practice will send you a request by email or sms.
Choose how to pay
You click the link in the email and select the payment option that suits you best
And apply in 2 minutes
The credit application is short and should take you about 2 minutes to complete
Our lenders ask simple, but relevant questions and your data is kept private at all times.
Finance applications only run soft credit checks, so if your application is unsuccessful your credit score won't be affected.
Our sophisticated algorithms give you a response in under 3 seconds.
If you're approved, you just need to choose when you want payments to be collected each month and you can start the loan right away.
If you're unsuccessful, you can refer the application to a friend or family member and have them apply on your behalf.*
Once your loan starts, payments are collected every month, you can easily change your payment day online if you wish to.
You also won't get charged an extra fee for things like repaying early, or even for missing a payment.
Once your last payment is through, that's it, you're done.
Enter the amount you wish to finance*
Please enter an amount between £250 and £30,000
Select the number of monthly payments
COST OF CREDIT
TOTAL TO PAY BACK
A loan of £1,000 over 3 months would cost you £333.33 per month at a representative 0.0% APR.
The total amount of credit would be £1,000, to which we would add £0.00 (0.0% p.a.). This means the total cost of your treatment after 3 months would be £1,000.
If you were take out the loan today, you'd pay the first £333.33 upfront, and then 2 payments of £333.33 each month, starting 11 Oct, and ending in December 2023.
*This can't be more than your treatment cost
To apply you'll need to get in touch with your practice and make arrangements to receive treatment. Typically, this will involve a consultation.
Once the practice recommends a treatment plan and you are happy with it the reception team will discuss payment options with you and send you an email with a link to start your credit application online.
The application will require you to answer a few simple questions including details about yourself such as age, home address, income and anything that might affect your monthly expenditure.
The application is done entirely online, so it can be completed in-practice or at home. You will receive a decision on whether or not you are approved instantly.
Your monthly payments are collected from your UK debit card.
Unfortunately we cannot accept credit cards or Amex, because this would constitute in financing credit with more credit.
The loan agreements involve three parties:
The borrower: This would be you.
The credit intermediary: The practice, in this case DS Essex Ltd T/A The Dental Studio.
The lender: This would be the company offering you the loan, The details of which will be provided to you with your loan offer.
Payments are taken once a month on a day of your choosing, but the first payment will always be taken upfront.
We will always make sure that there are at least 28 days between your first and your second payment, so in some cases, we might push your second payment to the following month.
After your loan starts, you will be able to change your payment day.
Things don't always go according to plan, but if this ever happens and you end up missing a payment, you won't be charged any extra fees for it.
You should note that missing loan repayments can adversely affect your credit score.
If you miss a payment, simply log back into your account and pay any outstanding amount.
If you have any difficulties making repayments, our team will always try and work out a repayment plan that suits what you are able to pay.
Tabeo provides payments solutions for DS Essex Ltd T/A The Dental Studio and many other healthcare businesses in the UK.
Tabeo may also act as credit broker and loan servicer, meaning that your loan will be written and managed entirely through Tabeo. Depending on your term and credit profile, Tabeo will only introduce you to one suitable lender.
Your loan agreement will specify if it is regulated. Unregulated agreements have fewer statutory protections.
* If you refer your application to a friend or family member, they will have fewer statutory protections than if you took out the loan yourself.
The Dental Studio
236 Bergholt Road, Colchester
Call us today: 01206 845891
|Monday||8.30 am - 8.00 pm|
|Tuesday||8.30 am to 4.30 pm|
|Wednesday||8.30 am to 5.00 pm|
|Thursday||8.30 am to 7.30 pm|
|Friday||8.30 am to 1.00 pm|
|Saturday||By Appointment Only|